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Privacy Policy

Last Updated: May 1, 2023

At Canosfasti Financial Education ("we," "our," or "us"), we are committed to protecting your privacy and the security of your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website, use our services, or interact with us in any way.

Please read this Privacy Policy carefully. By accessing or using our services, you acknowledge that you have read, understood, and agree to be bound by the terms of this Privacy Policy. If you do not agree with our policies and practices, please do not use our services.

1. Information We Collect

We collect several types of information from and about users of our services, including:

1.1. Personal Information

Personal information is data that can be used to identify you individually. We may collect the following types of personal information:

  • Contact information (such as name, email address, telephone number, and postal address)
  • Account information (such as username and password)
  • Payment information (such as credit card details, billing address, and bank account information)
  • Professional and educational information (such as job title, company, professional qualifications, and educational background)
  • Demographic information (such as age, gender, and location)
  • Content you provide (such as photos, comments, feedback, and other materials you post or provide to us)

1.2. Non-Personal Information

We also collect information that does not directly identify you, including:

  • Usage data (such as how you navigate and use our services, which pages you visit, and features you use)
  • Device information (such as your IP address, browser type, operating system, device type, and system performance data)
  • Cookies and similar technologies (as explained in our Cookie Policy)
  • Aggregated or anonymized data that does not directly identify you

2. How We Collect Information

We collect information from you through several methods:

2.1. Direct Collection

We collect information directly from you when you:

  • Register for an account or subscribe to our newsletter
  • Purchase a course or service
  • Complete forms or surveys
  • Contact us via email, phone, or other communication channels
  • Participate in our forums, webinars, or other interactive features
  • Submit an application for enrollment in our courses

2.2. Automated Collection

We automatically collect certain information when you visit, use, or navigate our website through:

  • Cookies and similar tracking technologies
  • Web analytics services (such as Google Analytics)
  • Server logs
  • Browser or device information

2.3. Third-Party Sources

We may also receive information from third-party sources, such as:

  • Business partners and service providers
  • Payment processors
  • Social media platforms (if you connect your social media account to our services)
  • Public databases

3. How We Use Your Information

We use the information we collect for various purposes, including:

3.1. Providing and Improving Our Services

  • Delivering the courses, content, and services you request
  • Processing transactions and managing your account
  • Personalizing your experience
  • Developing new products, services, and features
  • Analyzing and improving the effectiveness of our services

3.2. Communication

  • Responding to your inquiries and support requests
  • Sending administrative messages about your account or our services
  • Providing updates about changes to our policies or services
  • Sending marketing communications (where permitted by law and in accordance with your preferences)

3.3. Security and Legal Compliance

  • Protecting our rights, property, and safety
  • Detecting and preventing fraud, abuse, and security incidents
  • Complying with legal obligations, court orders, and legal processes
  • Enforcing our terms, conditions, and policies

4. How We Share Your Information

We may share your information with the following categories of recipients:

4.1. Service Providers

We share information with third-party vendors, consultants, and other service providers who perform services on our behalf, such as:

  • Payment processing companies
  • Cloud hosting providers
  • Email service providers
  • Analytics providers
  • Customer relationship management systems
  • Learning management systems

4.2. Business Partners

We may share information with business partners with whom we jointly offer products or services, or whose products or services we believe may be of interest to you.

4.3. Legal Requirements

We may disclose your information if required to do so by law or in response to valid requests by public authorities (e.g., court orders, government requests).

4.4. Business Transfers

If we are involved in a merger, acquisition, or sale of all or a portion of our assets, your information may be transferred as part of that transaction.

4.5. With Your Consent

We may share your information with other third parties when we have your consent to do so.

5. Data Retention

We retain your personal information for as long as necessary to fulfill the purposes outlined in this Privacy Policy, unless a longer retention period is required or permitted by law. The criteria used to determine our retention periods include:

  • The length of time we have an ongoing relationship with you
  • Whether there is a legal obligation to which we are subject
  • Whether retention is advisable in light of our legal position (such as for statutes of limitations, litigation, or regulatory investigations)

6. Your Rights and Choices

Depending on your location, you may have certain rights regarding your personal information, including:

6.1. Access and Portability

You may request access to the personal information we hold about you and, in some cases, receive it in a structured, commonly used, and machine-readable format.

6.2. Correction

You may request that we correct inaccurate or incomplete personal information about you.

6.3. Deletion

You may request that we delete your personal information in certain circumstances.

6.4. Restriction and Objection

You may request that we restrict the processing of your personal information or object to our processing of your personal information.

6.5. Marketing Communications

You can opt out of receiving marketing communications from us at any time by:

  • Following the unsubscribe instructions included in each marketing email
  • Contacting us using the details provided in the "Contact Us" section below

6.6. Cookies

You can manage your cookie preferences through our cookie consent manager or your browser settings. For more information, please see our Cookie Policy.

To exercise any of these rights, please contact us using the details provided in the "Contact Us" section below. Please note that these rights may be limited in some circumstances, as permitted by applicable law.

7. Data Security

We implement appropriate technical and organizational measures to protect your personal information from unauthorized access, disclosure, alteration, and destruction. These measures include:

  • Encryption of sensitive data
  • Regular security assessments and testing
  • Access controls and authentication procedures
  • Staff training on data protection and security practices

However, no method of transmission over the Internet or electronic storage is 100% secure. While we strive to use commercially acceptable means to protect your personal information, we cannot guarantee its absolute security.

8. International Data Transfers

We are based in the United Kingdom and operate primarily within the UK. However, some of our service providers and partners may process your information in countries outside the UK or the European Economic Area (EEA).

When we transfer personal information outside the UK or EEA, we ensure that appropriate safeguards are in place to protect your information and to comply with applicable data protection laws. These safeguards may include:

  • Standard contractual clauses approved by the European Commission or UK authorities
  • Adequacy decisions by the European Commission or UK authorities
  • Other lawful data transfer mechanisms or derogations

9. Children's Privacy

Our services are not intended for individuals under the age of 18. We do not knowingly collect personal information from children under 18. If we become aware that we have collected personal information from a child under 18 without parental consent, we will take steps to delete that information.

10. Third-Party Links and Services

Our website and services may contain links to third-party websites, apps, or services that are not operated by us. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party sites or services. We encourage you to review the privacy policies of any third-party sites you visit.

11. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or for other operational, legal, or regulatory reasons. When we make changes, we will update the "Last Updated" date at the top of this policy and notify you through the website or by other means as required by applicable law.

Your continued use of our services after the revised policy has been posted indicates your acceptance of the changes. We encourage you to review this Privacy Policy periodically.

12. Contact Us

If you have any questions, concerns, or requests regarding this Privacy Policy or our privacy practices, please contact us at:

Canosfasti Financial Education
123 Financial Street
London EC2V 7PB
United Kingdom

Email: [email protected]
Phone: +44 20 7946 0825

We will respond to your request within the timeframe required by applicable law.

13. Complaints

If you have a complaint about our handling of your personal information, please contact us using the details above. If you are not satisfied with our response, you have the right to lodge a complaint with the Information Commissioner's Office (ICO), the UK supervisory authority for data protection issues:

Information Commissioner's Office
Wycliffe House
Water Lane
Wilmslow
Cheshire SK9 5AF

Website: https://ico.org.uk
Telephone: 0303 123 1113

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